Privacy Policy

Information We Collect

When you submit a loan inquiry through our site, we collect information you voluntarily provide, including your name, email address, phone number, employment status, income range, and credit situation. We may also collect technical information such as your IP address, browser type, and pages visited to improve our service and understand user behavior.

We do not collect sensitive financial account numbers or passwords. Our role is to connect you with licensed lenders who will conduct their own verification during their application process.

How We Use Your Information

Your information is used primarily to match you with appropriate lenders and process your referral. We may contact you via email or phone to confirm your inquiry or provide updates about your application status. We use aggregated, anonymized data to improve our website, understand which lenders and loan products are most helpful for different borrower situations, and optimize our referral matching.

We do not sell your personal information to third parties. We share your data only with licensed lenders you have been matched with, and only to the extent necessary to complete your loan application.

Lender Partners and Data Sharing

When you submit an inquiry through 24/7 E-transfer Loans Canada, your information is shared with one or more of our licensed lender partners across Canada. Each lender operates under provincial and federal lending regulations and maintains their own privacy practices. We recommend reviewing each lender's privacy policy before submitting your application.

Lenders use your information to assess your eligibility, calculate loan terms, verify your identity, and comply with anti-money-laundering and know-your-customer requirements. They may also use your data for credit reporting and debt collection purposes if applicable.

Data Security

We employ industry-standard encryption (SSL/TLS) to protect data transmitted between your device and our servers. Our website infrastructure is regularly monitored and updated to prevent unauthorized access. However, no online transmission is completely secure. While we take reasonable precautions, we cannot guarantee absolute security of your information.

Our staff and lender partners are bound by confidentiality agreements. Access to personal information is restricted to authorized personnel who need it to process your referral.

Cookies and Tracking

Our site uses cookies to enhance your experience, remember your preferences, and track how you navigate our pages. These cookies help us understand which content is most useful and allow us to personalize recommendations. Most browsers allow you to control cookies through settings; disabling them may limit some site functionality.

We do not use cookies to track you across unrelated third-party websites. Our analytics tools may collect anonymized usage data to improve site performance.

Your Rights and Access

You have the right to access, update, or request deletion of your personal information. To do so, contact us using the details provided at the bottom of this page. Please note that lenders may retain your information for legal, regulatory, or credit reporting purposes even after you request deletion from our system.

If you believe your information has been misused or if you have concerns about how a lender is handling your data, you may file a complaint with your provincial privacy commissioner or the Office of the Privacy Commissioner of Canada.

Children's Privacy

Our service is intended for adults seeking personal loans. We do not knowingly collect information from individuals under 18 years of age. If we become aware that a minor has submitted information through our site, we will delete it promptly.

Third-Party Links

Our website may contain links to lender websites, financial resources, and other third-party sites. We are not responsible for the privacy practices of those external sites. We encourage you to review their privacy policies independently before providing any information.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by posting the updated policy on this page and updating the effective date. Your continued use of our service after changes are posted constitutes your acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy, wish to access or correct your information, or have concerns about how we handle your data, please contact us:

24/7 E-transfer Loans Canada
Email: [email protected]
Response time: We aim to respond to all inquiries within 5 business days.

For additional information about your privacy rights in Canada, visit the Office of the Privacy Commissioner of Canada.

Related Policies

Please also review our other important policies:

• Terms of Service
• Affiliate Disclosure
• Responsible Borrowing